Moneliq Pricing | Transparent Transaction Fees & Plans

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Frosted

4.99

/ Month

Select Plan

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

1.5% + €0.50 for UK issued cards or 3.5% + €0.50 for NON-UK issued cards

1.5% + €0.55 for UK issued cards or 3.5% + €0.55 for NON-UK issued cards

€10.00

N/A

Free

10 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

35 GBP

0.05% + 35 EUR 

0.1% + 55 EUR

2.00%

15 EUR

15 EUR

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056

Personal

Business

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

UK

Transactions

Internal Transactions

SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

1.5% + €0.50 for UK issued cards or 3.5% + €0.50 for NON-UK issued cards

1.5% + €0.55 for UK issued cards or 3.5% + €0.55 for NON-UK issued cards

€10.00

N/A

Free

10 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

35 GBP

0.05% + 35 EUR 

0.1% + 55 EUR

2.00%

15 EUR

Frosted

4.99

/ Month

Select Plan

1% + €0.30 for UK issued cards or 3.0% + €0.30 for NON-UK issued cards

1% + €0.35 for UK issued cards or 3.0% + €0.35 for NON-UK issued cards

€5.00

N/A

20 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

30 GBP

0.05% + 25 EUR 

0.1% + 45 EUR 

1.50%

12 EUR

Free

Onyx

9.99

/ Month

Select Plan

0.75% + €0.10 for UK issued cards or 2.75% + €0.10 for NON-UK issued cards

0.75% +€0.15 for UK issued cards or 2.75% +€0.15 for NON-UK issued cards

€0.00

N/A

Free

Free

70 € + payee's payment service provider / bank correspondent fees

25 GBP

0.05% + 20 EUR 

0.1% + 40 EUR 

0.50%

10 EUR

Obsidian

19.99

/ Month

Select Plan

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056

Personal

Business

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

1.5% + €0.50 for UK issued cards or 3.5% + €0.50 for NON-UK issued cards

1.5% + €0.55 for UK issued cards or 3.5% + €0.55 for NON-UK issued cards

€10.00

N/A

Free

10 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

35 GBP

0.05% + 35 EUR 

0.1% + 55 EUR

2.00%

15 EUR

15 EUR

Frosted

4.99

/ Month

Select Plan

1% + €0.30 for UK issued cards or 3.0% + €0.30 for NON-UK issued cards

1% + €0.35 for UK issued cards or 3.0% + €0.35 for NON-UK issued cards

€5.00

N/A

20 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

30 GBP

0.05% + 25 EUR 

0.1% + 45 EUR 

1.50%

12 EUR

12 EUR

Free

Onyx

9.99

/ Month

Select Plan

0.75% + €0.10 for UK issued cards or 2.75% + €0.10 for NON-UK issued cards

0.75% +€0.15 for UK issued cards or 2.75% + €0.15 for NON-UK issued cards

€0.00

N/A

Free

Free

70 € + payee's payment service provider / bank correspondent fees

25 GBP

0.05% + 20 EUR 

0.1% + 40 EUR 

0.50%

10 EUR

10 EUR

Obsidian

19.99

/ Month

Select Plan

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056

Personal

Business

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

1.5% + €0.50 for UK issued cards or 3.5% + €0.50 for NON-UK issued cards

1.5% + €0.55 for UK issued cards or 3.5% + €0.55 for NON-UK issued cards

€10.00

N/A

Free

10 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

35 GBP

0.05% + 35 EUR 

0.1% + 55 EUR

2.00%

15 EUR

15 EUR

Frosted

4.99

/ Month

Select Plan

1% + €0.30 for UK issued cards or 3.0% + €0.30 for NON-UK issued cards

1% + €0.35 for UK issued cards or 3.0% + €0.35 for NON-UK issued cards

€5.00

N/A

20 transactions included, after 0.4 GBP each

70 € + payee's payment service provider / bank correspondent fees

30 GBP

0.05% + 25 EUR 

0.1% + 45 EUR 

1.50%

12 EUR

12 EUR

Free

Onyx

9.99

/ Month

Select Plan

0.75% + €0.10 for UK issued cards or 2.75% + €0.10 for NON-UK issued cards

0.75% +€0.15 for UK issued cards or 2.75% + €0.15 for NON-UK issued cards

€0.00

N/A

Free

Free

70 € + payee's payment service provider / bank correspondent fees

25 GBP

0.05% + 20 EUR 

0.1% + 40 EUR 

0.50%

10 EUR

10 EUR

Obsidian

19.99

/ Month

Select Plan

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056