Moneliq Pricing | Transparent Transaction Fees & Plans

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Lume

10.00

/ Month

Select Plan

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

Acquiring

Acquiring Debit or Credit Card

Acquiring Apple Pay/Google Pay

Chargeback Fee

Refund

Fee

Decline

Fee

Monthly Monitoring Fee

Rolling

Reserve

Settlement

Fee

Settlement

Cycle

Settlement Currencies

Processing currencies

Monthly Acqiuring Account Fee

Acquiring Account Opening Fee

2.5% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

2.5% + €1.20 for UK issued cards or 4.5% + €1.20 for NON-UK issued cards 

€200.00

N/A

€0.50

10 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.5% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

2.5% + €1.20 for UK issued cards or 4.5% + €1.20 for NON-UK issued cards 

€75.00

€1.00

€0.30

€50.00

10% for 180 days

T+14

EUR

EUR, GBP, USD

€25.00

€500.00

20 EUR inside MONELIQ LIMITED account 

35 GBP

0.3% + 50 EUR

0.5% + 75 EUR

2.00%

20 EUR

20 EUR

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056

Personal

Business

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

Acquiring

Acquiring Debit or Credit Card

Acquiring Apple Pay/Google Pay

Chargeback Fee

Refund

Fee

Decline

Fee

Monthly Monitoring Fee

Rolling

Reserve

Settlement

Fee

Settlement

Cycle

Settlement Currencies

Processing currencies

Monthly Acqiuring Account Fee

Acquiring Account Opening Fee

1.5% + €0.50 for UK issued cards or 3.5% + €0.50 for NON-UK issued cards

1.5% + €0.55 for UK issued cards or 3.5% + €0.55 for NON-UK issued cards

€10.00

N/A

€0.50

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.5% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

2.5% + €1.20 for UK issued cards or 4.5% + €1.20 for NON-UK issued cards 

€75.00

€1.00

€0.30

€50.00

T+14 

EUR

EUR, GBP, USD

€25.00

€500.00

10% for 180 days 

20 EUR inside MONELIQ LIMITED account 

35 GBP

0.3% + 50 EUR

0.5% + 75 EUR

2.00%

15 EUR

Lume

10.00

/ Month

Select Plan

15 EUR

2.2% + €0.80 for UK issued cards or 4.2% + €0.80 for NON-UK issued cards 

2.2% + €1.00 for UK issued cards or 4.2% + €1.00 for NON-UK issued cards 

€0.00

N/A

€0.25

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.2% + €0.80 for UK issued cards or 4.2% + €0.80 for NON-UK issued cards 

2.2% + €1.00 for UK issued cards or 4.2% + €1.00 for NON-UK issued cards 

€65.00

€0.90

€0.25

€40.00

T+10

EUR

EUR, GBP, USD

€20.00

€450.00

10% for 180 days 

20 EUR inside MONELIQ LIMITED account 

30 GBP

0.25% + 50 EUR 

0.45% + 75 EUR 

1.80%

15 EUR

Titanis

30.00

/ Month

Select Plan

15 EUR

1% + €0.30 for UK issued cards or 3.0% + €0.30 for NON-UK issued cards

1% + €0.35 for UK issued cards or 3.0% + €0.35 for NON-UK issued cards

€5.00

N/A

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.0% + €0.60 for UK issued cards or 4.5% for NON-UK issued cards 

2.0% + €0.80 for UK issued cards or 4.5% for NON-UK issued cards 

€50.00

€0.75

€0.20

€30.00

T+7

EUR

EUR, GBP, USD

€15.00

€400.00

10% for 180 days 

20 EUR inside MONELIQ LIMITED account 

30 GBP

0.2% + 50 EUR

0.4% + 75 EUR

1.50%

12 EUR

€0.05

Vesper

50.00

/ Month

Select Plan

12 EUR

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056

Personal

Business

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

Acquiring

Acquiring Debit or Credit Card

Acquiring Apple Pay/Google Pay

Chargeback Fee

Refund

Fee

Decline

Fee

Monthly Monitoring Fee

Rolling

Reserve

Settlement

Fee

Settlement

Cycle

Settlement Currencies

Processing currencies

Monthly Acqiuring Account Fee

Acquiring Account Opening Fee

1.5% + €0.50 for UK issued cards or 3.5% + €0.50 for NON-UK issued cards

1.5% + €0.55 for UK issued cards or 3.5% + €0.55 for NON-UK issued cards

€10.00

N/A

€0.50

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.5% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

2.5% + €1.20 for UK issued cards or 4.5% + €1.20 for NON-UK issued cards 

€75.00

€1.00

€0.30

€50.00

T+14 

EUR

EUR, GBP, USD

€25.00

€500.00

10% for 180 days 

20 EUR inside MONELIQ LIMITED account 

35 GBP

0.3% + 50 EUR

0.5% + 75 EUR

2.00%

15 EUR

Lume

10.00

/ Month

Select Plan

15 EUR

2.2% + €0.80 for UK issued cards or 4.2% + €0.80 for NON-UK issued cards 

2.2% + €1.00 for UK issued cards or 4.2% + €1.00 for NON-UK issued cards 

€0.00

N/A

€0.25

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.2% + €0.80 for UK issued cards or 4.2% + €0.80 for NON-UK issued cards 

2.2% + €1.00 for UK issued cards or 4.2% + €1.00 for NON-UK issued cards 

€65.00

€0.90

€0.25

€40.00

T+10

EUR

EUR, GBP, USD

€20.00

€450.00

10% for 180 days 

20 EUR inside MONELIQ LIMITED account 

30 GBP

0.25% + 50 EUR 

0.45% + 75 EUR 

1.80%

15 EUR

Titanis

30.00

/ Month

Select Plan

15 EUR

1% + €0.30 for UK issued cards or 3.0% + €0.30 for NON-UK issued cards

1% + €0.35 for UK issued cards or 3.0% + €0.35 for NON-UK issued cards

€5.00

N/A

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.0% + €0.60 for UK issued cards or 4.5% for NON-UK issued cards 

2.0% + €0.80 for UK issued cards or 4.5% for NON-UK issued cards 

€50.00

€0.75

€0.20

€30.00

T+7

EUR

EUR, GBP, USD

€15.00

€400.00

10% for 180 days 

20 EUR inside MONELIQ LIMITED account 

30 GBP

0.2% + 50 EUR

0.4% + 75 EUR

1.50%

12 EUR

€0.05

Vesper

50.00

/ Month

Select Plan

12 EUR

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056

Personal

Business

Pricing

Transaction fees depend on the type of payment and your selected plan. Monthly plans include different limits and discounts on transactions. Other Moneliq products and services are priced separately.

Europe

Transactions

Internal Transactions

Incoming SEPA Transactions

Outgoing SEPA Transactions

Faster Payment Transactions

CHAPS Transactions

International (SWIFT & FX)

FX Rate Currency

Incoming SWIFT Transactions, EUR

Outgoing SWIFT Transactions, EUR

Cards & Top-ups

Top-up with Debit or Credit Card

Top-up with Apple Pay/Google Pay

Top-up with Other Methods

Account & support fees

Investigation Request

Account Opening Fee

Acquiring

Acquiring Debit or Credit Card

Acquiring Apple Pay/Google Pay

Chargeback Fee

Refund

Fee

Decline

Fee

Monthly Monitoring Fee

Rolling

Reserve

Settlement

Fee

Settlement

Cycle

Settlement Currencies

Processing currencies

Monthly Acqiuring Account Fee

Acquiring Account Opening Fee

2.5% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

2.5% + €1.20 for UK issued cards or 4.5% + £1.20 for NON-UK issued cards 

€200.00

€75.00

€50.00

€25.00

€500.00

EUR

EUR, GBP, USD

10% for 180 days 

T+14 

20 EUR inside MONELIQ LIMITED account 

€1.00

€0.30

N/A

€0.50

10 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.5% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

2.5% + €1.20 for UK issued cards or 4.5% + €1.20 for NON-UK issued cards 

35 GBP

0.3% + 50 EUR 

0.5% + 75 EUR

2.00%

20 EUR

20 EUR

Lume

10.00

/ Month

Select Plan

2.2% + €0.80 for UK issued cards or 4.2% + €0.80 for NON-UK issued cards 

2.2% + €1.00 for UK issued cards or 4.2% + £1.00 for NON-UK issued cards 

€150.00

€65.00

€40.00

€20.00

€450.00

EUR

EUR, GBP, USD

10% for 180 days 

T+10

20 EUR inside MONELIQ LIMITED account 

€0.90

€0.25

N/A

20 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.2% + €0.80 for UK issued cards or 4.5% + €0.80 for NON-UK issued cards 

2.2% + €1.00 for UK issued cards or 4.5% + €1.00 for NON-UK issued cards 

30 GBP

0.25% + 50 EUR 

0.45% + 75 EUR 

1.80%

15 EUR

15 EUR

€0.25

Titanis

30.00

/ Month

Select Plan

2% + €0.60 for UK issued cards or 4% + £0.60 for NON-UK issued cards 

2% + €0.80 for UK issued cards or 4% + €0.80 for NON-UK issued cards 

€100.00

€50.00

€30.00

€15.00

€400.00

EUR

EUR, GBP, USD

10% for 180 days 

T+7

20 EUR inside MONELIQ LIMITED account 

€0.75

€0.20

N/A

€0.05

35 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

2.0% + €0.60 for UK issued cards or 4.5% + €0.60 for NON-UK issued cards 

2.0% + €0.80 for UK issued cards or 4.5% + €0.80 for NON-UK issued cards 

28 GBP

0.2% + 50 EUR 

0.4% + 75 EUR 

1.50%

12 EUR

12 EUR

Vesper

50.00

/ Month

Select Plan

1.5% + €0.40 for UK issued cards or 3.5% + €0.40 for NON-UK issued cards 

1.5% + €0.60 for UK issued cards or 3.5% + €0.60 for NON-UK issued cards 

€20.00

€30.00

€10.00

€5.00

€200.00

EUR, GBP

185+ currencies

10% for 180 days 

T+2

20 EUR inside MONELIQ LIMITED account 

€0.50

€0.10

N/A

Free

100 transactions included, after 1 GBP each

100 € + payee's payment service provider / bank correspondent fees

1.5% + €0.40 for UK issued cards or 4.5% + €0.40 for NON-UK issued cards 

1.5% + €0.60 for UK issued cards or 4.5% + €0.60 for NON-UK issued cards 

25 GBP

0.15% + 50 EUR 

0.35% + 75 EUR 

0.50%

10 EUR

10 EUR

Orion

100.00

/ Month

Select Plan

Aether

Custom

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Custom

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Custom

MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ

© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056